Electricity Import

Main summary BTU researchers calculate that Georgia’s net electricity imports-imports minus exports-rose by approximately 55% in January–August 2026, even though the import total in GeoStat’s table fell by 23%. Transit

When a rate does not explain the choice

Main BTU researchers argue that understandable, complete conditions belong within financial product quality. Connecting September’s credit expansion with BTU’s consumer model shows why a simpler explanation should preserve, rather than

What deposit growth changes

Main summary According to BTU researchers’ calculations, demand deposits accounted for approximately 68% of the increase in Georgia’s bank deposits during September. Growing account balances expand financing possibilities, but their

Smaller Payments Can Drive Restaurant Growth

Main summary BTU researchers find that September restaurant payment growth through TBC channels came with a lower average amount and an implied count increase of approximately 36%. For Georgian businesses,

Where Banking Income Is Concentrated

Main BTU researchers calculate that Bank of Georgia and TBC Bank accounted for 86.04% of net fee and commission income across 17 Georgian commercial banks in January–September 2026, compared with

The Rising Cost of Keeping Talent

Pay is only one part of retention. Georgian employers also face the possibility of recruitment delays, lost organisational knowledge and weak handovers when skilled workers leave. Key Takeaway Retaining an