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Why AI capability does not confer authority to act

BTU Research Team
November 5, 2026

European credit and Georgian income

BTU Research Team
November 5, 2026

Electricity Import

BTU Research Team
November 5, 2026

When a rate does not explain the choice

BTU Research Team
November 5, 2026
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Analytics

From the Paper Era to the Digital World – How Human Relationships Are Changing in Georgia

July 31, 2026

Key Takeaway Georgia is already living in all three eras of communication at once: families still preserve letters and photo albums, everyday relationships flow through social platforms and video calls,

Georgia’s Bank Loan Portfolio Reached GEL 75.43 Billion — What It Means for Businesses and Households

July 30, 2026

Key Takeaway By the end of June 2026, loans issued by Georgia’s banks, excluding interbank lending, reached GEL 75.43 billion. The portfolio increased by roughly GEL 1.3 billion in one

When Advertising Gets More Expensive — Why Customer Referrals May Become Georgia’s Most Valuable Growth Channel

July 30, 2026

Key Takeaway For Georgian businesses, acquiring customers is becoming more expensive while the quality of paid traffic is increasingly uneven. New international research suggests that referred customers may represent a

A Resume Is No Longer Enough: How Georgian Candidates Should Prove AI Skills in Hiring

July 28, 2026

A new stage is beginning in the labor market. A few years ago, candidates could write on their resumes that they knew Excel, PowerPoint, data analysis, social media, programming or

AI Is Changing the Invisible Work of the Office: What This Means for Georgia’s Labor Market

July 28, 2026

When people discuss the impact of artificial intelligence on work, attention often goes to programmers, creative professions, medicine, education or customer service. But one of the most important labor-market changes

Artificial Intelligence in E-commerce: Global Trends and Georgia

July 28, 2026

Artificial intelligence in e-commerce is moving from a background tool to an independent actor: it searches, compares, decides and buys on the shopper’s behalf. This analysis from BTUAI examines agentic

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Overview of Georgia’s Credit Market as of March 2025: A New Growth Phase and Sectoral Shifts

May 16, 2025

Record Profits for Commercial Banks in Georgia: A Snapshot of Q1 2025

May 16, 2025

A New Wave of Price Increases for Private Homes in Tbilisi: Why Is the Market Growing?

May 16, 2025

Euro’s New Opportunity: Can the Euro Capitalize on the Dollar’s Weakness?

May 16, 2025

The Water Renaissance: How the Simplest Drink Became a Luxury of the Modern Age

May 16, 2025

Climate Migration: How Heat and Drought Are Shaping New Mobility Trends

May 15, 2025
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Todays Pick

Where Banking Income Is Concentrated

Where Banking Income Is Concentrated

November 4, 2026
The Rising Cost of Keeping Talent

The Rising Cost of Keeping Talent

November 3, 2026
Artificial Intelligence Is Reshaping Professions

Artificial Intelligence Is Reshaping Professions

November 3, 2026
The Cost of Restricting Job Mobility

The Cost of Restricting Job Mobility

November 3, 2026
Why we cancel subscriptions

Why we cancel subscriptions

November 2, 2026
Winter and the electricity bill

Winter and the electricity bill

November 2, 2026

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