Small Loans, Big Crisis: What the Global Microfinance Experience Teaches Georgia
Microfinance was originally seen as one of the most hopeful financial ideas in the fight against poverty. Its logic was simple: if a person is not served by a traditional
Regional Consumer Profiles in Georgia: Where Recommendation, Fast Offers and Calm Explanation Work Best
Consumer behavior across Georgia’s regions is not radically different in the sense that one region has a completely different type of consumer from another. On the contrary, the main finding
How Georgian Consumers Make Decisions: Emotion, Logic or Social Influence?
Executive summary A Georgian consumer’s decision is rarely shaped by only one factor. Market analysis suggests that purchasing behavior in Georgia often follows a three-step logic: emotion captures attention, social
When Cameras See More Than Humans: AI Surveillance, Public Safety and Civil Liberties in Georgia
Executive summary City cameras used to record what happened. Today, with the development of artificial intelligence, a camera can become a system that recognizes faces, movement, behavioral patterns, license plates,
Global Trade Imbalances and Georgia: Why the Trade Deficit Is More Than a Statistic
The global economy is again facing an old but important question: how sustainable is a system in which some countries consistently buy more than they sell, while others consistently sell
Can a City Lower Food Prices? What a Municipal Grocery Model Could Mean for Georgia
Executive summary Food prices are not only a market issue. They are directly connected to household budgets, local social policy, small businesses, transport, residential districts and the responsibilities of local
