What deposit growth changes
Main summary According to BTU researchers’ calculations, demand deposits accounted for approximately 68% of the increase in Georgia’s bank deposits during September. Growing account balances expand financing possibilities, but their
Smaller Payments Can Drive Restaurant Growth
Main summary BTU researchers find that September restaurant payment growth through TBC channels came with a lower average amount and an implied count increase of approximately 36%. For Georgian businesses,
Where Banking Income Is Concentrated
Main BTU researchers calculate that Bank of Georgia and TBC Bank accounted for 86.04% of net fee and commission income across 17 Georgian commercial banks in January–September 2026, compared with
The Rising Cost of Keeping Talent
Pay is only one part of retention. Georgian employers also face the possibility of recruitment delays, lost organisational knowledge and weak handovers when skilled workers leave. Key Takeaway Retaining an
Artificial Intelligence Is Reshaping Professions
Key Takeaway Debates about artificial intelligence frequently start with job counts. Yet the transformation visible inside firms is often more granular: employees spend less time preparing initial drafts, more time
The Cost of Restricting Job Mobility
Key Takeaway A non-compete clause is more than a contractual precaution. It can protect a legitimate business interest while limiting the freedom to move jobs and weakening the diffusion of
Wages Are Rising in Georgia – But by How Much in Real Terms?
Georgia Is Selling More Abroad – But It Still Buys Much More
The Global Ambition of Chinese Brands
The Attention Economy Is Reaching Children
Managing Airports with Algorithms
